Uber's services have revolutionized modern travel. With a simple tap on your smartphone, you can request a ride within minutes, making it incredibly convenient. However, with convenience comes risks. Crashes can still take place, leading to potential passenger injuries.
This article explores typical Uber accident injuries, how to determine liability, and the legal steps involved in pursuing compensation.
Frequent Injuries from Uber Rides
Passengers in an Uber may suffer many different types of injuries, especially if the driver is involved in an accident. Some frequent injuries include:
Whiplash: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. The symptoms may take time to surface.
Broken Bones: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.
Concussions and Brain Trauma: Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Herniated Discs and Paralysis: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.
Muscle Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Such cuts may need immediate medical attention, including surgery.
Who Is Liable in an Uber Accident?
Determining fault in Uber accident cases can be tricky. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
Other Drivers: When another driver causes the accident, they may be held responsible.
Uber as a Company: Uber itself could be liable if certain conditions are met under their insurance policy. Uber offers uber attorney vs driver lawsuit up to $1 million in liability coverage during active rides.
Third-Party Liability: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. In these cases, more than one party might share liability.
What Uber’s Insurance Covers in Accidents
The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Not Using the App: If the driver is not using the Uber app, their personal insurance applies.
Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Liability limits include $50,000 for injuries and $25,000 for vehicle damage.
Driver En Route or During a Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
How to File a Legal Action for Uber Injuries
If an Uber accident causes significant injury, legal action may be required to get fair compensation. Legal action may result in financial recovery for hospital bills, lost income, and more.